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General Awareness (15.papers)
Test of English (21.papers)
Test of Reasoning (18.papers)

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ibps bank po question papers questions and answers paper 632

Please read the below given text for solving questions from 1 to 20
GRAMEENA BANK PATTERN - GENERAL AWARENESS ( P.O. EXAM - 02/2012)
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4
With the recent increase in repo rates and reserves repo rates announced by RBI there is speculation that the lending rates of banks would also increase.Why?
  1. Cost of funds for banks would increase
  2. Banks use this opportunity to raise lending rates
  3. RBI would instruct the banks to raise the lending rates.
  4. None of these
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6
Which of the following could be considered as an initiative towards promotion of financial inclusion?
  1. Opening of no frills accounts
  2. Appointing banking correspondents for servicing rural customers.
  3. Opening of bank branches  in unbanked districts
  4. All the above
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7
Banks do not provide which of the following services?
  1. Issuing bank drafts
  2. Depositing Money
  3. Sale of post cards and postal stamps
  4. Lockers for valuable items/documents
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8
Which of the following is the major function of an ATM installed by banks?
  1. To distribute cash by way of withdraw from one's account
  2. To transfer money from one place to another place
  3. To detect fake currency notes
  4. None of these
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9
A loan given to an individual by bank to purchase the house is called
  1. Project finance
  2. Business loan
  3. Credit loan
  4. Retail loan
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10
Which of the following words is not used in banking
  1. Capital profit
  2. Project finance
  3. Market risk
  4. Apartheid
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13
who amongst the following is the regular of the commodity market in India?
  1. National Stock Exchange
  2. Forward Markets Commission
  3. NABARD
  4. Agricultural Price Commission
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15
Euro Money is the official currency of
  1. SAFTA
  2. NATO
  3. European Union
  4. OPEC
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